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title: State of the Economy Registration
---

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## 2025 ECONOMIC OUTLOOK

What HR and Finance Professionals Need to Know

About The Event

Join us for an insightful webinar as we explore the key factors shaping the 2025 economy. We’ll be joined by Ryan Ratcliff, Ph.D. Economics Professor at the University of San Diego, who will dive into topics like the new administration, unemployment trends, and inflation. Don’t miss out on this valuable discussion!

## What You Will Learn

1. The Trump 2.0 Economy: tariffs, budget priorities, and unexpected market impacts (including DOGE)
2. Consumer Purchasing Power:  Are higher prices and faster inflation the new normal?  How will consumers adjust?
3. A Labor Market Puzzle:  Unemployment is very low, but it's hard to find a job?
4. Interest Rates: How the Fed, the deficit, and international trade will move interest rates in 2025.
5. Employee Benefits Trends: What’s ahead for HR leaders managing workforce expectations.

 

## Presenters

![RyanRatcliffHeadshot](https://pages.alliantbenefits.com/hubfs/RyanRatcliffHeadshot.jpg "RyanRatcliffHeadshot")

Ryan Ratcliff, Ph.D.  
Professor of Economics, University of San Diego

Ryan Ratcliff is an associate professor of economics, specializing in forecasting, macroeconomics and financial economics. His research interests include the formation and updating of macroeconomic expectations, linkages between financial markets and the macroeconomy, state and regional economic forecasting and the macroeconomic impact of housing cycles.

Prior to coming to USD, Ratcliff spent three years at the renowned UCLA Anderson Forecast, where he was the primary author of the quarterly forecast for California, as well as numerous other reports on local economic forecasts and regional housing markets. He has also worked in market research and applications development at the Franklin-Templeton family of mutual funds, as a market analyst on the U.S. Treasury’s Mexico Task Force and as a compliance researcher at the Frankfurt headquarters of Deutsche Bank.

 

![Sallie Giblin\_Cropped\_jpg](https://pages.alliantbenefits.com/hubfs/Sallie%20Giblin_Cropped_jpg.jpg "Sallie Giblin_Cropped_jpg")

Sallie Giblin  
Executive Vice President, Alliant Insurance Services

Sallie has 25+ years of Employee Benefits experience partnering with complex, global clients across a broad range of industries and disciplines. Sallie works diligently to help organizations keep a keen eye on the bottom line while also supporting the multifaceted needs of a dynamic workforce. Alongside Alliant’s leadership team, she leads with a broad skillset that combines strategic analysis, collaborative leadership, and a service-focused mindset and heart. She works hand-in-hand with her clients to provide customized Total Rewards solutions that save time, reduce costs, and enhance employee well-being.

 

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